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When most people think about layaway payment plans, they usually think about toys under a Christmas tree. However; the secret that most don't know about is that vacation layaway payment options can also be a solution for trying to figure out how to pay for that badly needed vacation.

So I guess you want to know, how does it work?  I'll tell you!!

Plan Ahead.  Depending where you are traveling, you can plan your trip out as far as a 12 to 18 months in advance.  Hotels and airlines post their rates about 300 days in advance. Technically, cruise lines and theme parks post their availability and rates 12 months to 15 month in advance. The point here is that in order to create affordable monthly payments, you need to give yourself plenty of time. Here are some quick guidelines as to WHEN to start planning your travel adventures in order to give yourself the best vacation payment options...

Valentines Day: Start shopping for next Thanksgiving and December holiday travel.

School's Out for Summer: Spring Break Holidays for the next school year. Or if you want to travel during the summer, plan at least 6-12 months out to get the best availability on flights and accommodations.

Back to School: Book next year's summer vacation.

Caribbean Travel:  6-8 Months In Advance

European Travel: 6-12 months, even 18 months if it's a big bucket list trip.

I hear you! It's hard to plan that far in advance with everyone's school, activities, sports and work schedules. Many of us don't know our schedules for next week, let alone next year. It's a shocker, but if want the best rates, choice of rooms and airline seats and the ability to make layaway payments on your vacation, time is your friend! Planning ahead will also afford you the best rates and availability choices contrary to everyone's dream of finding that elusive last minute deal.

Make a Deposit: Most hotels, cruise ships and even Disney only require a small deposit to put your vacation on hold and confirm your trip. This normally can range from as little as $50 per person to a percentage of the total cost of your vacation. It all depends on the specifics of your trip.

Set up a Monthly Payment Schedule. Most hotels, cruise lines and theme parks require your vacation to be paid in full about 45-60 days prior to your arrival. The balance of your trip can be divided into installment payments so that you are fully paid by this deadline. This can be done automatically via a credit card that you authorize for these payments.

Can I set up my own Vacation Layaway Online? Some travelers prefer to book their own travel on-line; however, most large major online travel websites that allow the public to book their own trips require payment in full at the time you confirm your vacation and do not offer vacation layaway payment plans. This is one of the perks of working with your trusted Travel Agent.

Your travel agent can also offer other creative ways to help you finance your vacation dreams and turn them into reality. You may even qualify for discounts simply by inviting friends and family members to join in on all the fun.

So what's holding you back, give us a call or shoot us an email to explore options for your Putting Your Vacation on Layaway TODAY!!!