Is travel insurance really necessary? In my opinion as a frequent traveler, it is. Do I enjoy paying for it in addition to my vacation? No. But I do it anyway. I build it into our budget for each vacation we take. Insurance is the safety net under the tight rope enthusiast, the rainy-day funds you hope you never have to cash in on, and the best spent money when you do. Travel protection provides peace of mind for that unexpected “whatever.”
We wouldsend you a quote via email once a package has been decided upon. You can read the description of coverage, call the insurance company for any questions about the policy.
Please be aware that we are not able to answer specific questions about what is and isn’t covered. As of July 1, 2013 there has been a change to travel insurance’s licensing laws – legally a travel agent cannot discuss any carriers coverage or answer questions about policies. Please call their toll free number and ask them directly.
Though the cost of your insurance policy will not be reimbursed; if the situation qualifies, then the pre-paid, non-refundable items covered should be. That’s why it’s important to ask so many questions on the front end so you are fully aware of what is covered and what is not. Do your homework and know your policy so that you aren’t caught unaware.
Generally speaking in order to have the most coverage you need to purchase travel insurance within two weeks of your initial deposit. A helpful tip in thinking about pre-paid, non-refundable items is this: if you were to wake up the day of your trip and not be able to go – what money would you be out?
It’s to your own advantage to know and understand your coverage, should that unexpected, unwanted occurrence happen to you or to a loved one prior to your trip. Budget it in your vacation – and you’ll be gladyou did.