Is travel insurance really necessary? In my opinion as a frequent traveler, it is. Do I enjoy paying for it in addition to my vacation? No. But I do it anyway. I build it into our budget for each vacation we take. Insurance is the safety net under the tight rope enthusiast, the rainy-day funds you hope you never have to cash in on, and the best spent money when you do. Travel protection provides peace of mind for that unexpected “whatever.”
There are two ways to obtain a Travel Guard (TG) quote through this site: One option is to click on the banner below and process your own information online. Experience Travelin (should) receive a copy as it is linked between TG and this website. Once received, it will be kept with your vacation file. The advantage in having Tina as the agent linked to your policy is – that any change you make her aware of – she can update your policy and make necessary adjustments. A second option would be for Tina to have Travel Guard send you a quote via email. You can read the description of coverage, call TG for any questions about the policy and then fill in your credit card information and process. It would still be linked to Experience Travelin as the agency and so Julie can help you manage it along the way. The following link will direct you to Travel Guard’s website for a quote/purchase of their Gold Policy.
Please be aware that while Tina is able to have TG email you a quote for your preferred policy – she is not able to answer specific questions about what is and isn’t covered. As of July 1, 2013 there has been a change to travel insurance’s licensing laws – legally a travel agent cannot discuss any carriers coverage or answer questions about policies. Please call their toll free number and ask them directly.
Though the cost of your insurance policy will not be reimbursed; if the situation qualifies, then the pre-paid, non-refundable items covered should be. That’s why it’s important to ask so many questions on the front end so you are fully aware of what is covered and what is not. Do your homework and know your policy so that you aren’t caught unaware.
Generally speaking in order to have the most coverage you need to purchase travel insurance within two weeks of your initial deposit. A helpful tip in thinking about pre-paid, non-refundable items is this: if you were to wake up the day of your trip and not be able to go – what money would you be out?
It’s to your own advantage to know and understand your coverage, should that unexpected, unwanted occurrence happen to you or to a loved one prior to your trip. Budget it in your vacation – and you’ll be glad later.